Believe it or not, I actually bought a few Christmas presents a few weeks ago. There were some great items on clearance at Target that I knew my daughter would love, so I went for it. Normally, I am not this proactive about Christmas shopping. I tend to do most of it in December. But, this year I really want to spread the cost out a bit more, so I’m trying to start a little earlier.
I also want to be more proactive about taking advantage of Black Friday sales. I am not the type of person to go stand in line at midnight or Thanksgiving eve to get one of the 3 big screen TVs on sale, and I doubt that will change this year. But I know that Black Friday offers some great sales online as well. So my plan is to start saving up now so that I’ll be ready.
I sat down and did the math and from the day of this post (July 25, 2016), there are exactly 123 days until Black Friday. That’s 17.5 weeks. Let’s just say we have 17 weeks to save up. So if you care to join me, here is what you need to do if you want to start saving up for Black Friday now:
If you want to save up $1000, you will need to put away approximately $58.82 each week.
If you want to save up $500, you will need to put away approximately $29.41 each week.
If you want to save up $250, you will need to put away approximately $14.70 each week.
If you want to save up $100, you will need to put away approximately $5.88 each week.
So, how can you save up this money? If you simply don’t have room in your budget, maybe it’s time to consider a side job or a business. If you sign up for my email list, I’ll send you a free report with 88 companies that hire work-at-home employees. Many of these jobs are part-time and some are even temporary. It’s a great way for you to earn some extra cash between now and then. Even with a very part-time job, you should be able to make $58.82 a week, at the very least. That gives you $1000 right there.
If you are an online shopper, don’t forget to sign up for Ebates! With Ebates you get cash back for every purchase you make online using their link. I’ve gotten back over $350 over the last few years. It’s completely legit!
The holidays fall at the same time every year, and yet many of us are still caught off guard, financially. Many end up resorting to using credit cards, but I never recommend that. Debt is not the way to afford gifts. It’s much better to start early and save. Work a part-time job. Work overtime if you can. The earlier you start, the less likely you will have to fall into the debt trap.
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