When Paying Off Debt, Making MORE Money is Just as Important as Spending Less

There are many reasons why we get into debt. Sometimes it is because we have unexpected expenses such as medical or household bills that savings won't cover. Sometimes it's because we use credit to inflate our lifestyles with things we can't really afford. And sometimes it sneaks up on us. A new dress here, a weekend trip there. It may not seem extravagant, but before we know it the debt total is too high. No matter your reason, getting out of debt should be a top priority. The longer we … [Read more...]

How to Use a Simple Paper Calendar to Get Control of Your Finances

If you are living paycheck to paycheck, it can be tough to get your bills paid on time. And if you have a lot of bills, it can get even more confusing. With due dates spread out over the month, and bills piling up constantly, it's tough to know what to pay and when, especially when money is really tight. With this technology-filled world we live in today, there are plenty of electronic options out there to help us set up budgets and manage our finances. If you want a good technology option, I … [Read more...]

6 Ways to Reduce Money Stress

When money is tight, our stress levels tend to run much higher than normal. It can feel all-encompassing and extremely overwhelming. Financial stress can keep us up at night, can make us irritable, and even make us physically sick. While it may seem like there is no way out, there are a few things we can do to help alleviate a little of the stress caused by money woes. 1. Stop avoiding the issue! Pretending like there is nothing wrong financially may seem like a good idea for a while, but … [Read more...]

What to Do When You Spend Money to Relieve Stress

Many people use shopping as a stress reliever. The term "retail therapy" is popular for a reason. The act of acquiring new things offers an adrenaline rush to many that is similar to the high that other people get from drugs or drinking. It is truly a problem for some people. An occasional small splurge may not be a big deal. But for those who make a regular habit of it, it can quickly become a major problem. Whether you are spending cash or running up the credit card bills, compulsive … [Read more...]